9/16/2023 0 Comments Joint upic with valley bank![]() A bank must use the Electronic Payments Network for ACH processing to issue UPICs. ![]() UPICs only work for NACHA's Automated Clearing House (ACH) credit transactions. Universal Payment Identification Code (UPIC) UPIC is a unique account identifier for receiving ACH payments without disclosing your bank account number.However, one account can have several UPICs UPICs remain with the customer regardless of banking relationships, making any change of bank or account transparent to trading partners. Representatives are available from 8 am to 6 pm ET, Monday through Friday on bank business days.UPICs are restricted to credit payments, preventing unauthorized debits. ![]() UPICs mask confidential banking information, reducing the risk of fraud while facilitating secure electronic payments.All direct debits are blocked, which should mitigate unauthorized transactions to an account. 021052053 021052053-Joint Upic Account Routing Number Details of JOINT UPIC ACCOUNT Bank NC (NORTH CAROLINA) State What do the digits tell us 02 10 5205 3 ACH or Automated Clearing House routing numbers are used for electronic transfers.Both ABA and ACH routing numbers are nine-digit codes. Bank: Joint UPIC Account, Winston-Salem, NC Phone: 80 Routing/Transit number: 021052053 Account number: 74712132 Please include the Invoice number(s) when making an ACH payment and if paying more than one invoice, send an email as described above to. Only credit transactions to an account can be initiated with a UPIC. Use Universal Payment Identification Codes (UPIC) when collecting online payments to avoid disclosing your banking information to partners or customers. The actual bank account number, including the bank's ABA routing transit number, are masked by the UPIC. A UPIC acts exactly like a US bank account number and protects sensitive banking information. A UPIC acts exactly like a US bank account number and protects sensitive banking information. A Universal Payment Identification Code ( UPIC) is an identifier (or banking address) for a bank account in the United States used to receive electronic credit payments. ![]()
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